by Petri Maatta

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wealth statistics

Looking at wealth statistics in 2022 can give you a snapshot of where the global economy is heading.

Some economists predict that the top 1% will own more than 50% of the world’s wealth in 2022. This means that only a tiny minority will have control over most of the world’s resources.

While this may seem alarming, there are also some signs that things may be starting to change.

For example, in 2017, the global middle class reached its largest size ever. So we should expect to see even more people joining the middle class in the coming years and enjoying greater economic prosperity. We’ll have to wait and see what happens!

Key findings wealth statistics:

  • The median net worth in the United States is $121,700, up 17.6% from 2016
  • The average net worth rose modestly to $748,800 in 2017. It increased by 2% from 2016
  • During the same period, net worths rose by 30% among black and Hispanic families, while white families’ median wealth increased by only 3-7 times
  • The median net worth of individuals with a bachelor’s degree is more than four times greater than that of high school graduates
  • The top tenth of households own 76% of all wealth in the United States, while the bottom half owns just 1% of it

A recent study by the Pew Research Center found that the wealth gap between the richest and poorest Americans has reached its highest level in over 50 years.

  • In 2016, the top 1% of households held 38.6% of all wealth in the United States, while the bottom 90% held just 22.8%.
  • This disparity is even more pronounced when considering race.
  • The median wealth of white households is 10 times that of black households and 8 times that of Hispanic households.

These statistics are even more alarming because wage growth has been stagnant for much of the past two decades. The cost of living in the United States has been rising in recent years, and this trend shows no signs of slowing down. Housing prices have been increasing steadily for years, and healthcare costs have also been alarming.

As a result, many American families struggle to keep up with the rising cost of living. In some cases, families are forced to make tough choices between paying for essentials like food and rent or medical care.

This is an untenable situation for many Americans, and it is clear that something needs to be done to address the rising cost of living. Otherwise, more and more families will struggle to make ends meet.

What is the net worth of the top 5 %?

While the exact net worth of the top 5% may be challenging to calculate, we can get a good idea of it by looking at the median net worth of American households. According to a recent study, the median net worth of American households is $97,300. This means that half of all households have a net worth of less than $97,300, and a half has a net worth of more than $97,300. The top 5% of households are likely to have a net worth significantly higher than $97,300. When it comes to wealth, the top 5% of households are in a league of their own. According to recent data, the median net worth for households in the United States is just over $97,000.

In contrast, the top 5% of households have a net worth of at least $2.1 million. This means that the top 5% hold more than 20 times the average household’s wealth. The gap between the rich and everyone else is even more pronounced when we look at the top 1%. Households in this elite group have a net worth of at least $10.7 million, more than 100 times the median net worth. For many Americans, these figures are simply unimaginable.

What net worth puts you in the top 10 %?

According to the Federal Reserve’s Survey of Consumer Finances, the median net worth of American households is $97,300. This means that half of all households have more than this amount, while the other half have less. So, what net worth puts you in the top 10 percent? The answer may surprise you. According to the same survey, a net worth of just $630,000 is enough to put you in the top 10 percent. In other words, your net worth can be less than seven times the median and still put you in the top tier of American households. Of course, this doesn’t mean that becoming a millionaire is easy. But it does show that it may not be as difficult as you might think.

What percentage of American households have a net worth of over 4 million?

The percentage of American households with a net worth of over 4 million is relatively low. In fact, according to the most recent figures from the Federal Reserve, only around 3 percent of households fall into this category. This is even though the United States is home to some of the wealthiest people in the world. The truth is that most Americans have a relatively modest net worth. The median net worth for American households is just over $100,000, and most households have less than $1 million in assets. This may seem like a lot of money, but it is essential to remember that it includes everything a household owns, including their home and vehicles. The study’s findings are based on data from the Federal Reserve’s Survey of Consumer Finances, conducted every three years. The most recent survey was conducted in 2016.

What percentile is 2 million worth?

A percentile measures the relative position of observation within a data set. Percentiles are commonly used to understand where someone falls to others regarding income, IQ, or other measures. In the US, the top 1% of earners make more than $480,000 per year. This means that 2 million dollars are in the 99th percentile for earnings. In other words, someone who earns 2 million dollars per year is in the top 1% of earners in the US. While this may seem like a lot of money, it is essential to remember that it is still just a snapshot of one’s overall financial situation. When it comes to saving money, most people focus on the dollar amount rather than the purchasing power of their savings. For example, someone may have $2 million in the bank, but if inflation is high and the interest rate on their savings is low, their $2 million may only be able to purchase a fraction of what it could have purchased in the past. To maintain the purchasing power of their savings, individuals need to invest their money in assets that will appreciate over time. Otherwise, their savings will gradually lose value, and they will not be able to keep up with the rising cost of living.

Average net worth vs. median net worth

According to the most recent Survey of Consumer Finances (SCF) conducted by the Federal Reserve in 2019, the average net worth of a typical family in the United States is $748,800. The median family net worth from that same survey is $121,700. What’s going on here?

The entire dollar value significantly impacts the average net worth in the survey. When there’s a large gap between the median and average values, as there is here, that indicates significant skew in the data, implying that the overall mean net worth will be less relevant for your typical family. In reality, rich people have such large concentrations of assets that the Federal Reserve excludes members of the Forbes 400 list of wealthiest Americans from its poll. At the same time, the top 10% of families possess enough money to impact net worth assessments significantly.

The dispersion of assets heavily influences the median net worth across all families in the survey — the number of respondents is more significant than the total dollar value of wealth — and corresponds to the 50th percentile. As a result, half of all U.S. families have a net worth below $121,700, while half have a net worth above that amount.

Many researchers and data scientists prefer to use the median net worth when discussing wealth since money values might have steep growth curves that distort the data. The median is less influenced by a tiny group of survey responders who have extreme wealth.

How to Increase Your Net Worth

Trends emerge when you look deeper behind the numbers and demographics of net worth, such as heavier debt loads for working-age families and a widening wealth gap in distribution. It also becomes clear which assets appreciate over time and the difference between debt that weighs you down, such as credit card debt, and debt that helps you build wealth, such as a mortgage.

Examining your net worth by age, education, race, and other factors may be beneficial when creating a solid financial foundation today and in the future. You can better align your actions to meet your long-term personal finance objectives by focusing on wealth rather than simply income.

The number of millionaires and billionaires in the U.S.

  • How many millionaires does the United States have? According to Credit Suisse’s Global Wealth Report, as of December 31, 2020, there were 21,951,000 U.S. millionaires. By 2025, this figure is expected to rise by 28% to 28,055,000 people.
  • How many rich people live in the United States? According to Forbes, U.S. billionaires increased from 614 in 2020 to 724 in 2021.
  • How many Black billionaires are there in the United States? Seven. There are seven Black millionaires in the United States. Blacks make up less than 1% of all billionaires in the United States.
  • How many American women are billionaires? Eighty-seven women in the United States are billionaires, or 12 percent of the female population.
  • What is the definition of a high-net-worth individual? According to Credit Suisse, a high net worth individual (HNWI) has a net worth of $1 million to $50 million. Highly wealthy individuals — also known as ultra-high net worth individuals (UHNWIs) — have $50 million.

Over 60% of millionaires are self-made.

A popular misconception is that all millionaires are born into wealth and privilege. In reality, over 60% of millionaires are self-made. These individuals have managed to amass their fortune through hard work, dedication, and good luck. While there is no one path to becoming a millionaire, certain traits are common among self-made millionaires. They tend to be risk-takers, always looking for new opportunities to invest in. They are also comfortable with failure, knowing it is often a necessary stepping stone to success. Several traits are common among self-made millionaires:

  1. They tend to be very passionate about what they do. This passion drives them to achieve their goals, and it also helps them maintain focus and stay motivated.
  2. Self-made millionaires are usually extraordinarily hardworking and disciplined. They understand that success takes time and effort, and they are willing to put in the work required to achieve their goals.
  3. Self-made millionaires are usually very ambitious.

They have a strong desire to succeed, and they are always looking for ways to grow and improve. By understanding these traits, you too can join the ranks of self-made millionaires.


Wealth Statistics 2022 paints a fascinating picture of the future for those looking to amass tremendous wealth. While there are undoubtedly many ways to become a millionaire, the odds may be in your favor if you focus on technological innovation or health-related businesses. Remember that hard work and dedication are critical success factors whatever route you choose. Are you ready to become one of the wealthiest people in the world? We can help get you started.

Statistics and information for this article were gathered from the following sources:

petri maatta, CEO
Petri Maatta

Petri Maatta is a photographer, filmmaker, and webdesigner who has been working for over 20 years in the creative industry. Fascinated by manifesting for business reasons, Petri was determined to find out what it took to create success. He started his career with seven years of business failures before he found success by learning about manifesting from a mentor with a Fortune 500 company. Today Petri shares his knowledge through DreamMaker courses designed to help people change their businesses and lives while living on their terms.

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